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We have all seen the advertisements on TV showing the wonderful 10 year term rates. But is ten year term a good idea or bad idea? It depends on the situation! When is ten year term a good idea? If the individual truly only needs the protection for ten years and...
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As I mentioned in a previous blog, it is very important for every adult to have a qualified attorney prepare the following documents: a Will or Revocable Living Trust, Power of Attorney, Medical Power of Attorney, and a Living Will. However, if one has a family member...
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A Will: In order to make sure that your assets go to your loved ones when you pass on and not have the courts make that decision, it is important to create a Will or Revocable Living Trust with the help of a qualified attorney. If you have children, this is...
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People generally agree that their most important financial asset is their ability to go to work every day and earn a living. Statistics show that one in five twenty-year-olds can expect to be unable to work–either partially or totally– for an extended period of time...
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Most people agree that it is extremely important to save for retirement. During our retirement years, we will have the same desire for a good quality of life that we have at our current age. It is therefore essential to start investing for retirement as early as...
